North Georgia Mountain Real Estate

Featured Properties

Event Calendar

Categories

• Georgia Mountain Foreclosure reVIEWS
• Family reVIEWS
• Front Porch VIEWS
• Real Estate Made Simple
• Georgia Mountain Community reVIEWS
• Georgia Mountain Real Estate VIEWS
  • Blairsville Georgia Real Estate reVIEWS
  • Blue Ridge Georgia Real Estate reVIEWS
  • Hiawassee Georgia Real Estate reVIEWS
  • Ellijay Georgia Real Estate reVIEWS
• Georgia Mountain Home Buyer's reVIEWS
• Georgia Mountain Home Seller's reVIEWS
• Realtor reVIEWS
• Georgia Mountain Got-To-Do reVIEWS
• Georgia Mountain Dining reVIEWS
• Professional Associate reVIEWS
• Georgia Mountain Cabin Rental reVIEWS
• Georgia Mountain Market reVIEWS
• Mortgage & Finance reVIEWS
• Georgia Mountain Sightseeing
• Georgia Mountain Slang
• Clients reVIEWS
• Georgia Mountain Golf & Resort reVIEWS
• Featured Listing reVIEWS
• Georgia Mountain Home Tips
• Outdoor Adventure reVIEWS
• Georgia Mountain Shopping reVIEWS

Area Information

• Helpful Websites
• County Tax Assessors
• Hospitals
• Local Government
• Plan Your Visit
• Schools
• Utilities

Porch Posts

Select Month February 2012  (4) January 2012  (31) December 2011  (7) November 2011  (22) October 2011  (15) September 2011  (15) August 2011  (32) July 2011  (19) June 2011  (22) May 2011  (22) April 2011  (5) March 2011  (9) February 2011  (31) January 2011  (24) December 2010  (21) November 2010  (21) October 2010  (44) September 2010  (23) August 2010  (32) July 2010  (7) June 2010  (12) May 2010  (34) April 2010  (44) March 2010  (28) February 2010  (14) January 2010  (22) December 2009  (11) November 2009  (11) October 2009  (14) September 2009  (7) August 2009  (14) July 2009  (11) June 2009  (16) May 2009  (19) April 2009  (8) March 2009  (10) February 2009  (4) January 2009  (10) December 2008  (5) November 2008  (5) October 2008  (8) September 2008  (3) August 2008  (10) July 2008  (6) June 2008  (6) May 2008  (12) April 2008  (9) March 2008  (7) February 2008  (4) January 2008  (2) December 2007  (7) November 2007  (9) October 2007  (11)

7 Ways To Protect Your Credit Score For Better Mortgage Rates

said on February 5th, 2010 filed under: Mortgage & Finance reVIEWS

As mortgage lenders tighten approval standards  in Georgia and nationwide, the importance of a good credit score is rising.  Credit scores not only make the difference between a mortgage approval and mortgage turn-down, but they also play a large role in determining your actual mortgage note rate.

In the 3-minute piece, the NBC Today Show talks about 7 ways that homebuyers ruin their credit — often by accident.  Some of the highlighted mistakes include:

- Closing open credit cards

- Making appliance buys on credit prior to closing

- Asking creditors to lower credit balances prior to closing

In general, a 740 FICO will insulate a borrower from the higher costs and/or rates associated with low credit scores.  Below 740, though, every 20 points adds to the damage.  Watch the video and apply what you can to your own situation.  The more you know, the more you can save.

posted by Chad Lariscy

This entry was posted on Friday, February 5th, 2010 at 8:46 AM and is filed under Mortgage & Finance reVIEWS. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Leave a Reply

Name (required)

Email (will not be published) (required)

Website

The Mountain Life Team

Featured Areas

• Blairsville
• Blue Ridge
• Ellijay
• Hiawassee